Flexible facilities designed to help businesses manage cash flow, bridge funding gaps and access additional working capital.
Working capital finance is designed to support the day-to-day funding cycle of a business. It can provide additional liquidity where cash is tied up in invoices, stock or normal trading cycles, or where the timing of incoming and outgoing payments creates pressure.
It may be relevant for businesses experiencing growth, seasonal trading, long customer payment terms, temporary funding gaps or a need to maintain headroom while continuing to invest in operations.
We look at how the business generates revenue, the nature of its debtors and invoices, the funding gap and whether the need is short-term or ongoing. That helps determine whether a revolving facility, invoice-based solution or other form of working capital finance may be more appropriate.
